Preserving Affordable Housing.
Strengthening Communities.
Clear Investment Group serves the households most overlooked by traditional housing solutions — essential workers who earn too much for public assistance yet are increasingly priced out of the market.
The Workforce Housing Gap
The affordability crisis is most acute for households earning 50–80% of Area Median Income (AMI). These are the essential workers who power our communities — teachers, healthcare workers, municipal employees, and skilled tradespeople — who rarely qualify for public housing yet are systematically priced out of new supply.
Teachers & Healthcare Workers Municipal Employees Skilled Tradespeople Service Industry ProfessionalsThe United States is short approximately 6–7 million housing units for households earning 50–80% of AMI. New construction does not solve this shortage — construction costs make new Class C development economically unviable. The existing stock of naturally occurring affordable housing (NOAH) continues to shrink as distressed operators fail and assets get repositioned upmarket. CIG’s strategy directly addresses this gap — preserving and restoring existing NOAH at scale, in markets where institutional capital does not typically go.
Unlike very low-income households, workforce families rarely qualify for public housing or vouchers — yet they are increasingly priced out of new supply. CIG exists to close this gap without requiring public subsidy.
Rents That Work for Working Families
CIG conducts rigorous AMI-based affordability analysis across every portfolio asset. Our methodology evaluates actual rents relative to local household income levels — confirming that the majority of our stabilized properties serve households at 50–80% AMI, with rents consistently maintained within the standard 30% rent-to-income affordability threshold.
In higher-income markets such as Washington, DC, strong renter income bases provide additional coverage. In smaller secondary markets, CIG’s below-replacement-cost acquisition basis ensures rents remain within reach — without formal regulatory restrictions.
CIG Does Not Displace Paying Residents.
This is a formal policy, not an aspiration.
Safer Communities, Measurable Results
CIG’s interventions generate measurable spillover benefits beyond the property line — reducing neighborhood crime, stabilizing adjacent property values, and preserving community cohesion. Distressed workforce housing assets suffering from deferred maintenance, poor management, and elevated vacancy accelerate broader neighborhood decline. CIG’s turnarounds reverse this cycle.
Within 12 months of CIG’s operational intervention, police calls at the property fell by 64% — alongside broader reductions in neighborhood crime. This is a documented community safety externality achieved without any public subsidy, and represents the kind of measurable spillover benefit that impact frameworks specifically recognize and credit.
Our IRIS+ Social Metrics
Units preserved and % meeting HUD 30% affordability standard. Tracked at the asset level for all acquisitions; units are counted as preserved when stabilized and re-leased at rents within affordability threshold.
Households gaining access to affordable housing through previously vacant units. Counted at lease-up completion for each asset acquisition; reflects units that were uninhabitable or unoccupied prior to CIG’s capital program.
Percentage of households who remained in their unit over the trailing 12-month period. Tracked in property management system; reported annually by asset and at the portfolio level.
Average monthly rent as a percentage of AMI-based household income. Calculated using actual rent rolls and HUD AMI data for each market; verified against the 30% affordability threshold annually.
Number of paying residents displaced. Target: zero. Tracked through acquisition and stabilization process for every asset; any lease termination initiated by CIG is documented and reviewed against anti-displacement policy.
For institutional investors operating under ERISA, state pension mandates, or foundation investment policy statements with ESG screens, CIG’s strategy offers genuine additionality — capital deployed into a segment of the housing market that institutional investors have historically avoided, preserving supply that market forces alone would not protect.
CIG is actively building relationships with mission-aligned capital partners — including ESG-mandated institutional investors, impact funds, community development finance institutions, and philanthropic organizations. If our strategy aligns with your mandate, we welcome a direct conversation.
